Getting this house built, battling with the insurance company, trying to educate ourselves about the process of building and buying enough so that we feel comfortable with our choices, trying to figure out financing, trying to sort out rental details, and did I mention battling with the insurance company?
This is as stressful as having the house burn down in the first place. The difference is that I'm not in shock, not numb, not so overwhelmed that I can shut down. Just so overwhelmed that I can't shut down.
The thing about insurance companies? They like to act like this is some kind of a negotiation. Its not. We paid for a product, and now its time to deliver, and they are all "WHA????" I mean, if you went to a car dealership and said, "Hey, I'd like to purchase a car." And they say, "If you give us $30,000, we will give you this lovely 2011 model." And you say "Okay, here is my $30,000." And you pay them. And when you go the next week and ask for the car that you purchased, and that they promised to deliver, they say: "For your $30,000, we would like to give you a used 2005 model." And they actually think that you will take it just to be able to drive off the lot, and if you actually want the car you bought, you are expected to fight with them, and pay an adjuster, and wait and wait and wait and wait, to finally get the 2011 model you actually have already paid for. It is a seriously jacked up system.
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